This is why you have negative beliefs around money.

As crazy as it may seem, there are a lot of us that struggle to accept money into our lives. We cringe at the thought of asking for it and seem to want to justify why we are worth, what we are worth!
Then there are the other people who are completely fine with asking for the financial equivalent of what they are worth. So what is the difference between these mind sets? There are rich tradesmen and poor tradesmen. There are gardeners who are doing well for themselves, and other gardeners who are living paycheck to paycheck.  We can say that it comes down to experience, but not always. You can be the most experienced plumber in the world, but if you don’t BELIEVE in yourself and the value you can offer, you’ll never get the money you are worth.

So what are your beliefs about money?

Is money easy to get, or is it something that you have to work hard for?
Is money the root of all evil, or is it a tool used to benefit lots of people?
Is it bad to hold onto money, or should you be circulating it constantly?
Do you keep saying to yourself that you are bad with money or good with money?
Do you believe that you need lots of money to make money?

These are just a few of the many, many beliefs that we may have about money. They may have been passed onto us from our parents, teachers, religious groups and society in general. If these beliefs are left to run unchecked without analysis on whether they are still true or not, they may be running your life unconsciously. 

For example, you may be working a full time job and getting paid fairly, but never really getting any more than your basic wage.
Perhaps this is what your parents did. Perhaps, like your parents, you don’t have time to consider other options for making extra money. Or is it that you don’t BELIEVE that you can make extra money when you already work full time? Perhaps you don’t BELIEVE that you can have a passive income from shares, stocks and bonds because those ideas were not introduced to you when you were little. If you were bought up and taught how to invest in shares and create passive income streams, then this would just be a natural, normal thing to do. When you have not been taught how to invest your money, these new ways of thinking and acting with your finances can feel unnatural, quite simply, because they are unnatural things for you do to! You are going to have to unlearn bad ideas about money and stay committed to learning and practicing new ideas about money until it becomes a habit, a belief and a natural part of who you are!
I personally know someone who is working full time, running a part time business and has lots of passive income streams flowing to him constantly. He has a belief that this is normal and can be achieved with commitment and hard work. He is quite a happy and positive person which also helps!
Anything is possible if you believe it!

Next time it comes to asking for money, take a minute to tune in and find out how you feel about it. How does it make you feel? Do you think that you are worth that much money? Would you pay yourself that much money or should it be more?
Justify your worth to yourself in your mind and the more you practice it, the more you can ask for it in the real world.
Have a look at some of those beliefs that you hold about money and ask yourself “Is that still true?” Once you are aware of your negative thoughts around money, you can start changing them into positive ideas about money!
And be prepared to learn more about money if you haven’t had an upbringing that showed you how to use your finances wisely. Take the time to learn and slowly, those negative habits around money will transform into positive habits and experiences around accepting money.
It takes times but it will all be worth it!

“Money is not the only answer, but it makes a difference.”

Barack Obama


Recommended reading

Unshakeable by Tony Robbins
The barefoot investor by Scott Pape

One Comment on “This is why you have negative beliefs around money.

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